Recommended Banks, Fintechs, and Payment Providers#

Crypto-friendly Banking Options#

Obtaining a bank account as an entity dealing with crypto in any way can be difficult, which is why MIDAO has partnered with the following crypto-friendly banks and neo-banks (fintech companies).
- Dakota (opens in new tab) – Stablecoin-powered business banking with USD & EUR accounts, ACH/Fedwire/SWIFT/SEPA transfers, and balances backed 1-for-1 by U.S. Treasuries. Offering cards now, too.
- Fern (opens in new tab) – “On-chain bank account” offering a single API for fiat ↔ stablecoin on/off-ramps across 50+ countries and multi-currency accounts.
- Slash (opens in new tab) – Startup-friendly USD checking with enhanced FDIC coverage, unlimited cash-back virtual & physical cards, plus built-in USDC/USDT payments.
- OneSafe (opens in new tab) – Neo-bank for Web3 firms: multi-currency accounts, ACH/wires & FX, and instant crypto-fiat conversion in one dashboard. Just started offering a new "Stables Account."
- Skyline Digital (opens in new tab) – Non-custodial Swiss platform letting DAOs and Web3 businesses pay anyone in USD, EUR, GBP, CHF, or SGD using stablecoins—no traditional bank required.
- Bridge (opens in new tab) – Developer APIs for issuing and moving stablecoins; fiat↔stablecoin rails that power Visa & Wirex cards and process $10 B+ annually.
If you’d like an introduction to any of MIDAO's partners, please contact [email protected].

Several DAO LLCs have also opened bank accounts with traditional banks. MIDAO can provide guidance on current options.
MIDAO has also partnered with banking service providers that can get you a bank account for a fee in various jurisdictions of your choosing.
If you’d like an introduction to any of MIDAO's partners, please contact [email protected].

Accepting credit card payments can be just as challenging for Web3 projects as opening a bank account: mainstream payment processors such as Stripe (opens in new tab) require your business to be registered in one of their supported countries — a list that doesn’t currently include the Marshall Islands.
A Merchant of Record (MoR) fills exactly this gap: the MoR sells to your customers on your behalf — handling card payments, global sales tax/VAT, fraud, and chargebacks — and pays the proceeds out to you, so your entity doesn’t need its own merchant account or payment processor relationship.
- Paddle (opens in new tab) – Merchant of Record for SaaS, apps, games, and other digital products: manages payments, tax, compliance, and billing across 300+ markets, including fraud protection, subscriptions, and B2B invoicing.
Availability is subject to each provider’s own seller verification (KYB) process. If you’d like guidance on accepting fiat payments, please contact [email protected].